Utah’s foreclosure rate may be elevated, but the state has fewer non-current mortgages than many other states, according to information from LPS Applied Analytics. In November 2010, 10 percent of mortgage loans were non-current, the 17th lowest rate in the country. The foreclosure inventory stood at 2.7 percent while delinquent loans were 7.4 percent of mortgages.

Nationally about 13 percent of loans were not current in November, with Florida having the highest rate at about 23 percent and North Dakota having the lowest at nearly 5 percent.

Over the past six months, the percentage of non-current loans in Utah has dropped 2.8 percent, compared to a 2.28 percent drop nationally.